James River Group Holdings Ltd

JRVR is entrenched in a Stage 4 decline with confirmed lower highs and lower lows and price below all major EMAs. The Post-Capitulation pattern signals temporary stabilization but no structural reversal, and oversold conditions lack exhaustion evidence. EMAs remain sloping downward, reinforcing unfavorable timing. Medium-term bias is Bearish and short-term timing is Bearish, favoring Sell Now on rallies into the 9/21 EMA resistance area.

• ↑Q4 2025 net income jumped to $47.4M vs $9M in Q1 2025; adj. ROE 14%.
• ↑2025 combined ratio tightened to 96.6%, reflecting underwriting discipline.
• ↓Q1 2026 net loss hit $10.9M vs $7.6M income in Q1 2025, driven by reinstatement charges.