Upstart Holdings Inc

UPST remains in a Stage 2 advancing regime with higher highs and higher lows, and price is tracking its short‐term EMAs. The medium‐term bias is bullish supported by rising moving averages and healthy volume patterns, but short‐term consolidation around the 9/21 EMA band and neutral RSI and Options Score readings suggest timing is unfavorable. We will stalk entries on pullbacks into the EMA support zone before committing.

• ↑Q1 revenue rose 44% YoY to $308M, and full-year guidance remains ~$1.4B
• ↑Auto originations up 300% YoY and HELOCs up 250% YoY, diversifying growth streams
• ↓Q1 net loss of $7M (GAAP EPS -$0.07) pressures profitability