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Allstate Corp

Allstate Corp

ALL
$249.90USD↑+3.32%+8.04 today

MARKET CAP

64.3B

P/E (TTM)

5.7x

FWD P/E

9.2x

DAY RANGE

$244 – $251

52W RANGE

$188
$258

AI Summary

Stalk
Buy NowMedium

ALL remains in a clear Stage 2 advancing regime with strong higher highs and higher lows. After an extended rally to cycle highs, price has retraced into the rising 9 and 21 EMAs and is now holding support with a bounce. RSI and Options Score have cooled from extreme overbought levels, offering a disciplined pullback entry aligned with the Dividend Growth strategy. Bullish medium- and long-term trends remain intact, and execution favors a buy now on this pullback into EMAs.

  • ↑Q1 revenue rose 3% YoY to $16.9B with net income of $2.4B
  • ↑High earnings yield and solid profitability underpin valuation
  • ↓Weak growth trends risk stagnation as retention declines under pricing hikes
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The case for & against

Bull & Bear analysis

Bullish

Allstate Corporation (NYSE: ALL) is a leading provider of property and casualty insurance in the U.S., specializing in personal property and liability insurance, including auto and homeowner's coverage. The company has established a significant market presence and is strategically focusing on expanding its offerings and market share while enhancing customer protection through digital initiatives and innovative products amidst a highly competitive landscape.

Bull says

  • ↑Q1 revenue rose 3% YoY to $16.9B with net income of $2.4B
  • ↑High earnings yield and solid profitability underpin valuation
  • ↑Industry-leading ROE of 48.4% signals efficient capital use
  • ↑Returned $881M via dividends and buybacks; launched $4B program
  • ↑Combined ratio of 82 indicates strong underwriting margins
  • ↑Investing in AI and digital tools to enhance efficiency

Bear says

  • ↓Weak growth trends risk stagnation as retention declines under pricing hikes
  • ↓Pricing pressures lower policy retention, slowing customer count growth
  • ↓Intense competition from Progressive, State Farm and GEICO strains margins
  • ↓Low market liquidity and minimal institutional ownership may amplify volatility
  • ↓California regulatory changes could curb homeowner insurance profitability
  • ↓Digital disruption risk from insurtech entrants may erode market share

Investment themes with ALL

High Dividend Yield↑ +0.32%

Companies paying above-average dividends

AVGO · JPM · XOM
L&H Insurance↑ +0.32%

PGR · TRV · ALL
P&C Insurance↑ +0.32%

TRV · CB · AON

Earnings Call · Q1 2026 · Mgmt. Guidance

Updated 05-01-2026neutral

Transcript signals

Bull points

  • Hall State increased auto insurance market share in 29 states in 2025 that comprised 57% of countrywide premiums.
  • in the 29 states where share increased, policies and force increased by 4.3% over the prior year and outpaced vehicle registration growth in those states.
  • Homeowners insurance market share grew in 83% of the US market. This was in 41 states, which had policy-enforced growth of 4.1% in 2025 over the prior year.

Bear points

  • In the remainder of the country, policies and force decreased by 0.5% versus an increase in vehicle registration of 0.6%.
  • The decline is heavily impacted by two large states where we have intentionally been reducing share because of profitability challenges.
  • $41 million in adjusted net income for the first quarter, down slightly due to higher claims costs.
Read full transcript analysis ›