Lumida
/BOH
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Bank of Hawaii Corp

Bank of Hawaii Corp

BOH
$85.85USD↑+0.07%+0.06 today

MARKET CAP

3.4B

P/E (TTM)

17.3x

FWD P/E

13.1x

DAY RANGE

$84 – $86

52W RANGE

$59
$86

AI Summary

Stalk
StalkMedium

BOH remains in a Stage 2 advancing uptrend with a clear sequence of higher highs and higher lows confirmed by rising EMAs, but price is meaningfully extended above the 9/21/50 EMAs and trading in extreme overbought territory—early timing is unfavorable, so patience is warranted until a corrective pullback into rising EMA support is absorbed.

  • ↑NII reached $125.8M (+4.6% QoQ), fourth consecutive quarter growth.
  • ↑NIM expanded to 2.32%, management targets 2.50% by year-end.
  • ↓Loan portfolio growth expected in low single-digit range.
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The case for & against

Bull & Bear analysis

Bearish

Bank of Hawaii Corporation (NYSE: BOH) is a premier regional bank operating primarily within Hawaii, offering commercial and consumer banking services. With a strong reputation and over 90% market share among locally headquartered banks, Bank of Hawaii focuses on leveraging its deep-rooted community relationships and local expertise to navigate economic dynamics influenced by tourism and military investments. The bank is recognized for its commitment to building long-lasting customer relationships while emphasizing credit quality and operational efficiency.

Bull says

  • ↑NII reached $125.8M (+4.6% QoQ), fourth consecutive quarter growth.
  • ↑NIM expanded to 2.32%, management targets 2.50% by year-end.
  • ↑Allocated $15–20M for buybacks, reinforcing capital return strategy.
  • ↑Net charge-offs at 13bps, signaling strong credit quality.
  • ↑Wealth management investments driving fee income gains.
  • ↑High earnings yield with book-to-price of 1.13 and low leverage.

Bear says

  • ↓Loan portfolio growth expected in low single-digit range.
  • ↓Declining earnings revisions and negative growth signals dampen outlook.
  • ↓Operating expenses to rise 2–3%, eroding profitability.
  • ↓Geo-political and regulatory risks threaten tourism-driven revenues.
  • ↓Low institutional ownership and absence of dividend deter investors.
  • ↓Analyst downgrades highlight skepticism on growth trajectory.

Investment themes with BOH

High Dividend Yield↑ +0.32%

Companies paying above-average dividends

AVGO · JPM · XOM
Regional Banks↑ +0.50%

FLG · TCBI · ZION

Earnings Call · Q1 2026 · Mgmt. Guidance

Updated 04-23-2026neutral

Transcript signals

Bull points

  • For the quarter, we reported net income of $57.4 million and a diluted EPS of $1.30, decreases of $3.5 million and $0.09 per share as compared to the linked quarter.
  • And despite two fewer days this quarter, NII grew by $5.6 million.
  • average non-interest-bearing deposits are up by $84 million.

Bear points

  • Non-interest income was $41.3 million during the quarter compared to $44.3 million during the linked quarter.
  • This decline was primarily caused by lower loan and deposit fee income, as well as a dip in earnings within our wealth management division due to less than favorable market conditions.
  • The first quarter tends to be the highest expense quarter of the year, and as discussed earlier, this quarter included a seasonal payroll tax and benefit charge of $2.8 million and a non-recurring charge related to the accelerated investing or restricted stock awards of $3.5 million.
Read full transcript analysis ›