Citizens Financial Group Inc

CFG remains in a Stage 2 advancing uptrend but recent blow-off top and overbought extremes prompted a fast pullback into the rising 9 and 20 EMAs. Short-term timing now favors participation as price is holding just above those EMAs near prior resistance-turned-support. We will initiate on a buy now stance, targeting a constructive rebound from the EMA cluster.

• ↑Q1 2026 EPS $1.13 (+47% YoY) with NIM expanding 24 bps to 3.14%.
• ↑“Reimagine the Bank” initiative aims for $100 M run-rate benefit by end-2026.
• ↓Negative profitability factors raise questions on conversion of revenue to profits.