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Dime Community Bancshares Inc

Dime Community Bancshares Inc

DCOM
$40.32USD↓-2.04%-0.84 today

MARKET CAP

1.8B

P/E (TTM)

14.5x

FWD P/E

10.2x

DAY RANGE

$40 – $41

52W RANGE

$26
$42

AI Summary

Stalk
Buy NowMedium

DCOM remains in a Stage 2 advancing regime with bullish medium-term permission as higher highs and higher lows persist. Price is holding above the rising 9EMA, 21EMA, and 50 DMA after a shallow pullback, showing structural support and continuation potential. Despite the extreme overbought tag, no exhaustion or rejection at resistance is evident. The Value + EPS strategy favors engaging in healthy pullbacks within the uptrend, supporting immediate execution.

  • ↑EPS surged 67% YoY to $0.75; core revenues hit $124M.
  • ↑NIM climbed to 3.21% for 8 consecutive quarters.
  • ↓Core operating expenses rising to ~$260M, burdening margins.
Full analysis →

The case for & against

Bull & Bear analysis

Bullish

Dime Community Bancshares, Inc. (NASDAQ: DCOM) operates as the holding company for Dime Community Bank, focusing on providing comprehensive commercial banking services primarily in the New York metropolitan area. The bank has established a firm footing in the commercial banking sector, capitalizing on organic growth tactics, particularly through enhancements in business lending and core deposit gathering. The current thematic focus on adapting to market dynamics and increasing specialized services, like equipment financing, positions Dime Community Bank as a promising player within the evolving banking landscape.

Bull says

  • ↑EPS surged 67% YoY to $0.75; core revenues hit $124M.
  • ↑NIM climbed to 3.21% for 8 consecutive quarters.
  • ↑Launched equipment & franchise finance vertical; key Signature hires.
  • ↑Stock up 1.55% recently; 3-month technical upside ~14.1%.
  • ↑Analysts rate Buy with $43.80 PT, implying ~7.9% upside.
  • ↑High earnings yield, positive momentum, manageable leverage risk.

Bear says

  • ↓Core operating expenses rising to ~$260M, burdening margins.
  • ↓Analysts’ earnings revisions trend negative, undermining confidence.
  • ↓CRE-heavy loan book risks volatility amid economic slowdown.
  • ↓Expanding into new loans may trigger stricter regulations.
  • ↓Negative profitability and dividend yields signal weak returns.
  • ↓Elevated short interest and small size reflect skepticism.

Investment themes with DCOM

Regional Banks↑ +0.50%

FLG · TCBI · ZION

Earnings Call · Q1 2026 · Mgmt. Guidance

Updated 04-24-2026bullish

Transcript signals

Bull points

  • Yeah, sure. So this group's really going to focus on middle market to large ticket equipment finance deals.
  • EPS for the first quarter was 75 cents per share, representing 10% linked quarter growth and 67% year-over-year growth.
  • Core pre-tax, pre-provision net revenue of $60.5 million represented 162 basis points of average assets.

Bear points

  • As a result, in the second quarter, we expect to have a modest $2 million negative impact in the gain-on-sale line item on the income statement.
  • we expect to have a modest $2 million negative impact in the gain-on-sale line item on the income statement.
  • if the Fed's going to stay steady in terms of rates and not, you know, drop rates, it's going to be challenging for any bank to continue to drop deposit costs
Read full transcript analysis ›