Flagstar Financial Inc

FLG remains in a Stage 2 advancing medium-term uptrend with clear higher highs and higher lows above rising EMAs and the 50 DMA. Price has retraced into the 9/20 EMA zone while holding above the 50 DMA, offering a favorable pullback entry in line with the ongoing uptrend.

• ↑C&I loan portfolio grew by $1.4B QoQ (+9%), highlighting shift to higher-margin lending
• ↑Operating expenses fell $441M, supporting margin expansion and a positive earnings yield
• ↓Profitability metrics remain negative, raising concerns over sustainable profit generation