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Fulton Financial Corp

Fulton Financial Corp

FULT
$24.79USD↓-1.59%-0.40 today

MARKET CAP

4.7B

P/E (TTM)

11.8x

FWD P/E

10.9x

DAY RANGE

$25 – $25

52W RANGE

$17
$25

AI Summary

Stalk
StalkMedium

FULT is in a Stage 2 advancing trend with a strong Momentum Breakout at fresh highs. Long- and medium-term biases are bullish, but short-term exhaustion and extreme overbought conditions suggest deferring buys. Look for pullbacks into the rising 9/21 EMA zone or prior consolidation high for structured entry.

  • ↑Earnings yield 1.62× and book-to-price 1.10× highlight undervaluation.
  • ↑$24.5 M stock buybacks and 11.9% CET1 ratio ensure strong capital base.
  • ↓Growth metric negative with stagnant Q1 revenue and downward EPS revisions.
Full analysis →

The case for & against

Bull & Bear analysis

Bullish

Fulton Financial Corporation (NASDAQ: FULT) is a regional financial services holding company that operates primarily in the Mid-Atlantic region, providing community banking, commercial banking, wealth management, and mortgage services. The company is committed to enhancing customer relationships and improving operational efficiency, positioning itself strategically in the competitive financial services landscape. Fulton is currently focused on leveraging its recent acquisition of Blue Foundry Bank to expand its market reach and optimize its service offerings.

Bull says

  • ↑Earnings yield 1.62× and book-to-price 1.10× highlight undervaluation.
  • ↑$24.5 M stock buybacks and 11.9% CET1 ratio ensure strong capital base.
  • ↑Blue Foundry Bank deal expands footprint; fee income +9% YoY.
  • ↑Deposits up 3.9% and mid-single-digit loan growth bolster net interest income.
  • ↑Efficiency ratio improved to 56.7%, driving operating leverage.
  • ↑ROA 1.30%, NII $262 M, non-interest income $69.8 M reflect balanced earnings.

Bear says

  • ↓Growth metric negative with stagnant Q1 revenue and downward EPS revisions.
  • ↓Each 25 bp rate cut costs ~$2 M in annual net interest income.
  • ↓Short interest remains elevated, amplifying volatility and downside risk.
  • ↓Operating expenses guided at $190–195 M risk margin compression if revenues lag.
  • ↓Credit quality vulnerable under economic uncertainties, per cautious management tone.
  • ↓Weak profitability factors and margin pressure from rate shifts pose headwinds.

Investment themes with FULT

High Dividend Yield↑ +0.32%

Companies paying above-average dividends

AVGO · JPM · XOM
Regional Banks↑ +0.50%

FLG · TCBI · ZION

Earnings Call · Q1 2026 · Mgmt. Guidance

Updated 04-24-2026neutral

Transcript signals

Bull points

  • We purchased it from a high quality institution that does business the way we do business.
  • we feel really good about it
  • we feel really good about that market. It is a good market.

Bear points

  • Net interest income totaled $262 million, declining approximately $4 million, driven largely by day count.
  • total non-interest expense was $200.3 million, down $12.7 million from the fourth quarter.
  • We remain focused on maintaining a balanced funding profile while carefully managing deposit costs in a highly competitive environment.
Read full transcript analysis ›