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Ladder Capital Corp

Ladder Capital Corp

LADR
$10.04USD↓-1.28%-0.13 today

MARKET CAP

1.3B

P/E (TTM)

11.5x

FWD P/E

8.7x

DAY RANGE

$10 – $10

52W RANGE

$10
$12

AI Summary

Stalk
StalkMedium

LADR is in early Stage 1 consolidation, with a momentum breakout above the repair range confirming new demand. Medium-term bias is bullish, but price is extended above key EMAs and lacks short-term pullbacks. Execution should be deferred, seeking a pullback into the rising 9- and 21-EMA zone around the former resistance for selective entry under a Value + EPS approach.

  • ↑Dividend yield of 2.41% expects distributable earnings to exceed payouts
  • ↑Investment-grade rating lowers borrowing costs and boosts profitability
  • ↓Dividend payout ratio of 209% threatens future cash flows
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The case for & against

Bull & Bear analysis

Bearish

Ladder Capital Corp (NYSE: LADR) is a prominent player in the real estate investment trust (REIT) sector, specifically in commercial mortgage financing. Ladder Capital specializes in originating, managing, and investing in a diversified portfolio primarily secured by income-producing commercial real estate, notably within multifamily and industrial segments. The company’s focus on middle-market lending positions it advantageously to navigate the complex landscape of real estate finance amidst macroeconomic fluctuations.

Bull says

  • ↑Dividend yield of 2.41% expects distributable earnings to exceed payouts
  • ↑Investment-grade rating lowers borrowing costs and boosts profitability
  • ↑Loan portfolio expanded 60% YoY to over $2.1 B in Q1 2026
  • ↑$100 M buyback (1.3 M shares at $10.15) signals management confidence
  • ↑Q1 distributable earnings rose to $28 M ($0.22/sh) on strong origination
  • ↑Robust earnings yield and positive factor index support upside

Bear says

  • ↓Dividend payout ratio of 209% threatens future cash flows
  • ↓Shares trade 21% above $8.16 fair value, risking correction
  • ↓Insider sale of 35K shares underscores management confidence concerns
  • ↓Weak profitability factors and downward earnings revisions signal headwinds
  • ↓Elevated short interest highlights bearish investor sentiment
  • ↓Refinancing market turmoil poses asset performance risk

Investment themes with LADR

Mortgage REITs↑ +0.54%

NLY · AGNC · STWD

Earnings Call · Q1 2026 · Mgmt. Guidance

Updated 04-24-2026bullish

Transcript signals

Bull points

  • During the first quarter, Ladder generated distributable earnings of $28 million, or $0.22 per share.
  • in the first quarter, Ladder raised $675 million in new unsecured capital commitments, first securing a $400 million full accordion expansion of our unsecured revolving credit facility to $1.25 billion, adding three new banks to our syndicate
  • We anticipate fully drawing on the term loan in the second quarter to fund loan origination.

Bear points

  • the refinance world is pretty messy. There is a lot of over leveraged inventory in the markets
  • there is capital tension somewhere. And it may be the seller, it may be the lender, it may be the buyer. You never know where it is, but you have to go find it and try to exploit that opportunity.
  • bank
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