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MBIA Inc

MBIA Inc

MBI
$6.54USD↑+1.71%+0.11 today

MARKET CAP

333.1M

P/E (TTM)

—

FWD P/E

—

DAY RANGE

$6 – $7

52W RANGE

$5
$8

AI Summary

Stalk
Buy NowMedium

MBI is in a Stage 2 advance with a Higher Highs & Higher Lows pattern and upward-sloping EMAs confirming healthy momentum. Despite moderate transition risk at the 200 DMA, the recent pullback into rising 9/21 EMAs has held support, presenting a favorable execution zone. Under a Speculative mandate, Buy Now near the EMAs is recommended to capture further upside.

  • ↑Q1 2026 net loss narrowed to $40M vs. $62M year-ago
  • ↑Statutory net income climbed to $11M in Q1 2026 from $4M
  • ↓Leverage ratio at 23:1 restricts operational flexibility
Full analysis →

The case for & against

Bull & Bear analysis

Bearish

MBIA Inc. (NYSE: MBI) is a financial services holding company that specializes in providing bond insurance and risk management solutions primarily to public finance sectors. The firm has a significant presence in the Puerto Rican bond market, where it has navigated complex financial and operational challenges, particularly related to the Puerto Rico Electric Power Authority (PREPA) claims. MBIA's strategic focus remains on resolving legacy liabilities while optimizing its insurance portfolios to enhance shareholder value.

Bull says

  • ↑Q1 2026 net loss narrowed to $40M vs. $62M year-ago
  • ↑Statutory net income climbed to $11M in Q1 2026 from $4M
  • ↑Transferred $374M PREPA claims to custodian to boost liquidity
  • ↑Buyback capacity of $71M supports potential capital returns
  • ↑High leverage ratio may enable refinancing at lower rates
  • ↑Dividend yield at 0.72% attracts income-focused investors

Bear says

  • ↓Leverage ratio at 23:1 restricts operational flexibility
  • ↓Negative earnings yield underscores overvaluation concerns
  • ↓Negative book-to-price ratio signals weak fundamental value
  • ↓PREPA litigation remains unresolved, delaying recovery timelines
  • ↓High short interest reflects investor skepticism
  • ↓Uncertain PREPA claims risk future cash-flow stability

Investment themes with MBI

P&C Insurance↑ +0.45%

GWRE · MBI · HCI

Earnings Call · Q1 2026 · Mgmt. Guidance

Updated 05-08-2026bearish

Transcript signals

Bear points

  • Until the legal issues related to the members of the Financial Oversight and Management Board are resolved, it is unlikely that substantive progress will be made.
  • $40 million or a negative 80 cents per share for the first quarter of 2026 compared with a consolidated GAAP net loss of $62 million or a negative $1.28 per share for the first quarter of 2025.
  • $8 million, or a negative 16 cents per share, for the first quarter of 2026 compared with an adjusted net loss of also $8 million or a negative 16 cents per share for the first quarter of 2025.
Read full transcript analysis ›