OFG Bancorp

OFG remains in a Stage 2 advance within a defined uptrend, but a recent pullback below the short EMAs has weighed on near‐term momentum. The medium‐term directional bias stays bullish given the intact HH/HL structure and rising 50 DMA, yet short‐term timing favors waiting for a disciplined pullback into the EMAs or near the 50 DMA. The high‐quality cash flow and buyback profile supports patient entry on support tests, avoiding chase on the current bounce.

• ↑Q1’26 EPS rose 26% YoY to $1.26; core revenue at $186 m (+4%)
• ↑Loans grew 5% YoY; new commercial loan production up 9%
• ↓Geopolitical and economic uncertainties risk margin compression and credit stress