Lumida
/PNBK
⌘K
Patriot National Bancorp Inc

Patriot National Bancorp Inc

PNBK
$1.19USD↓-2.46%-0.03 today

MARKET CAP

140.0M

P/E (TTM)

1.2x

FWD P/E

1.2x

DAY RANGE

$1 – $1

52W RANGE

$1
$2

AI Summary

Stalk
TrimMedium

PNBK remains in an early Stage 1 consolidation following a post-collapse stabilization, holding above rising 9- and 21-period EMAs but still below key 50- and 200-period moving averages. The lack of a breakout of the base range keeps the medium-term bias bearish as broader downtrend pressures persist. Relief rallies into the upper boundary of the base and declining 50-period SMA represent structurally appropriate sell zones. Given favorable short-term timing as price tracks the EMAs, deferred selling into these resistance areas optimizes execution.

  • ↑Short interest down 67% to 1.16M shares (1.0 days-to-cover), signaling improved sentiment.
  • ↑Dividend yield of 1.38% offers income buffer amid volatility.
  • ↓Last quarter EPS of -$0.02 missed Street estimates.
Full analysis →

The case for & against

Bull & Bear analysis

Bearish

Patriot National Bancorp Inc. (NASDAQ:PNBK) is a community-focused financial institution primarily engaged in providing banking services to businesses and individuals in the United States. As a local bank, PNBK plays a significant role in its community's financial ecosystem, offering products like loans, savings accounts, and other financial services. Positioned within a sector that emphasizes small-business lending and community banking, PNBK operates in an environment influenced by local economic conditions, interest rates, and competition from both local and larger regional banks.

Bull says

  • ↑Short interest down 67% to 1.16M shares (1.0 days-to-cover), signaling improved sentiment.
  • ↑Dividend yield of 1.38% offers income buffer amid volatility.
  • ↑Institutional investors hold ~27.2M shares, providing stability.
  • ↑Positive sensitivity to rising rates may boost net interest margins.
  • ↑High growth metrics suggest potential for revenue expansion.
  • ↑Low price-to-book ratio implies possible undervaluation.

Bear says

  • ↓Last quarter EPS of -$0.02 missed Street estimates.
  • ↓Profitability remains weak and margins under pressure.
  • ↓Leverage risk elevated due to high debt burden.
  • ↓Negative earnings yield suggests valuation stretched vs earnings.
  • ↓High share volatility deters risk-averse investors.
  • ↓Analyst consensus rates the stock as Sell.