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Paysafe Ltd

Paysafe Ltd

PSFE
$8.15USD↓-3.55%-0.30 today

MARKET CAP

417.7M

P/E (TTM)

4.0x

FWD P/E

3.2x

DAY RANGE

$8 – $8

52W RANGE

$6
$15

AI Summary

Stalk
Buy NowMedium

PSFE remains in a healthy Stage 2 advancing regime, characterized by persistent higher highs and higher lows, with rising 9EMA and 20EMA providing reliable support. Active Bullish Pivot Point and Higher Highs & Higher Lows patterns indicate demand dominance and structural repair. Price is tightly tracking above the EMA cluster with no exhaustion evident and neutral OB/OS context, offering a favorable entry. Medium-term bias stays bullish with moderate transition risk, and short-term timing supports buying now.

  • ↑Q1 2026 revenue $442.7M (+10% YoY); FCF $67M (+17%)
  • ↑Digital wallet volume $7.1B (+19% YoY) with 7.9M users (+9%)
  • ↓Net leverage 5.2× poses refinancing risk; CFO targets reduction
Full analysis →

The case for & against

Bull & Bear analysis

Bullish

Paysafe Limited (NASDAQ: PSFE) operates as a prominent fintech leader specializing in digital payment solutions, including integrated payments and digital wallets tailored for various industries like iGaming and e-commerce. With a strong presence in high-growth markets such as Latin America, the company capitalizes on the burgeoning trend towards cashless transactions. Paysafe is positioned strategically within the payments ecosystem, with a focus on enhancing user engagement through innovative offerings like the PaySafe wallet.

Bull says

  • ↑Q1 2026 revenue $442.7M (+10% YoY); FCF $67M (+17%)
  • ↑Digital wallet volume $7.1B (+19% YoY) with 7.9M users (+9%)
  • ↑Live in 18 countries; Latin America expansion ongoing
  • ↑588K shares repurchased; book-to-price ratio 2.18 suggests undervaluation
  • ↑AI-driven wallet features and iGaming partnerships drive engagement
  • ↑Strong earnings yield and solid leverage profile support upside

Bear says

  • ↓Net leverage 5.2× poses refinancing risk; CFO targets reduction
  • ↓Adjusted EBITDA margin fell 130bps amid higher marketing spend
  • ↓Analyst consensus 'Reduce' with $10.13 price target
  • ↓SMB attrition rate 12%; credit losses rising affects retention
  • ↓iGaming and e-commerce reliance heightens regulatory vulnerability
  • ↓FX volatility and rising rates could pressure costs and margins

Investment themes with PSFE

FinTech Lending↓ -0.02%

Financial technology companies providing loans

SOFI · COIN · FIS

Earnings Call · Q1 2026 · Mgmt. Guidance

Updated 05-14-2026bullish

Transcript signals

Bull points

  • Revenue for Q1 was $442.7 million, an increase of 10% on a reported basis, with organic growth of 8% as the remaining impact from last year's business disposal was more than offset by a tailwind from FX.
  • Across our top 20 countries, we saw growth of 13% in the first quarter, and we've consistently seen growth ranging from high single digits to low double digits over the past four quarters across these core markets.
  • we generated $67 million in unlevered free cash flow in Q1, an increase of 17% year-over-year, with a 67% conversion of adjusted EBITDA, in line with our target range and a solid improvement versus the prior year quarter.

Bear points

  • adjusted EBITDA margin declined 130 basis points.
  • we currently expect growth to be moderately below our full-year guidance range to approximately 4%.
  • 10 million increase in credit losses experienced in Q1,
Read full transcript analysis ›