In a Stage 2 speculative advance with bullish medium- and long-term context, price is currently extended and overbought, warranting deferred entry on a pullback into the rising EMA zone to maintain asymmetric risk-reward.
↑Q1 2026 net income rose $36M, annualized ROE hit 47%
↑AI-driven models improved customer lifetime value by 20%
↓Competitive market intensified, pressuring pricing adequacy and growth
