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/STC
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Stewart Information Services Corp

Stewart Information Services Corp

STC
$72.00USD↓-0.32%-0.23 today

MARKET CAP

2.2B

P/E (TTM)

17.8x

FWD P/E

—

DAY RANGE

$72 – $74

52W RANGE

$57
$79

AI Summary

Stalk
TrimMedium

STC has entered a Stage 3 distribution phase with a decisive support failure in late June, trading below all key EMAs amid increased down-volume. The medium-term bias is bearish, and short-term oversold conditions advise against aggressive selling into exhaustion. We will defer execution, looking to trim into any rally back toward broken support-turned-resistance around the 21/50 EMA zone.

  • ↑Q1 revenue rose 28% YoY to $781 M; adjusted EPS $0.78 vs. $0.25
  • ↑MCS acquisition boosted real estate solutions revenue by 66% YoY
  • ↓Housing market softness and rising mortgage rates may curb volume
Full analysis →

The case for & against

Bull & Bear analysis

Bullish

Stewart Information Services Corporation (NYSE: STC) operates as a leader in the title and real estate services sector, providing innovative solutions across direct title, agency services, and commercial operations. The company has strategically positioned itself to capture growth in residential and commercial markets through acquisitions and a focused expansion strategy, aiming to enhance its service offerings and operational capabilities in a challenging real estate environment.

Bull says

  • ↑Q1 revenue rose 28% YoY to $781 M; adjusted EPS $0.78 vs. $0.25
  • ↑MCS acquisition boosted real estate solutions revenue by 66% YoY
  • ↑Commercial services revenue up 40% YoY via larger transactions
  • ↑Dividend yield 3.1% ($0.525/sh) with $420 M cash supporting liquidity
  • ↑Institutional inflows and Moderate Buy consensus target $81.67
  • ↑High earnings yield, strong dividend yield, undervalued book-to-price ratio

Bear says

  • ↓Housing market softness and rising mortgage rates may curb volume
  • ↓Existing home sales growth projected at 3–5% limits revenue upside
  • ↓Short interest elevated, indicating skepticism and sell-side pressure
  • ↓High interest-rate sensitivity and low liquidity may amplify volatility
  • ↓Operating expenses rising; title loss ratio could hit ~4%, squeezing margins
  • ↓Weak growth revisions and low institutional ownership undermine confidence

Investment themes with STC

L&H Insurance↑ +0.32%

PGR · TRV · ALL

Earnings Call · Q1 2026 · Mgmt. Guidance

Updated 04-24-2026neutral

Transcript signals

Bull points

  • we delivered one of the best quarters in the company's history with adjusted EPS of 78 cents and revenue growth of 28%.
  • our direct operations business grew 10% in the first quarter compared to the same timeframe last year. The growth came from improved transaction activity.
  • Our national commercial services business delivered another impressive quarter of results.

Bear points

  • the residential transaction activity continued to be at historically low levels.
  • we foresee the potential for growth to be a bit more muted this year, given the broader macro geopolitical conditions and where we have seen interest rates move as a result.
  • we could see the residential market continue to bounce along the bottom of around 4 million existing home sales for the next quarter.
Read full transcript analysis ›