Third Coast Bancshares Inc

TCBX is entrenched in a Stage 4 decline with a medium-term bearish bias despite a longer-term uptrend. Short-term momentum is weak beneath declining 9/21 EMAs, and recent price behavior shows failed bounces, suggesting further downside. Execution is recommended on rallies into overhead EMAs and prior support-turned-resistance around the 39–40 zone, anticipating rejection at these levels.

• ↑Keystone merger drove 23.2% asset growth, 19.5% loans, 23.5% deposits.
• ↑Analysts project EPS of $2.28 next year and ~7.6% price upside.
• ↓Non-performing loans increased 11 bps, led by a single $17.1M CRE loan.