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Trustmark Corp

Trustmark Corp

TRMK
$46.88USD↓-1.64%-0.78 today

MARKET CAP

2.7B

P/E (TTM)

12.4x

FWD P/E

11.6x

DAY RANGE

$47 – $47

52W RANGE

$36
$48

AI Summary

Stalk
Sell NowMedium

TRMK is in a Stage 3 distribution phase with active lower highs and failed rallies, reinforced by a Bearish Pivot Point pattern. Price has been rejected at the declining 9- and 21-day EMAs without signs of exhaustion, while volume clusters on rallies suggest ongoing distribution. Medium-term bias is bearish in line with distribution dynamics, despite the intact long-term uptrend.

  • ↑Q1 net income of $56.1M (EPS $0.95) reflects stable profitability.
  • ↑Loans up $636.5M (4.8% YoY) and deposits up $631.8M (4.2%).
  • ↓Growth may falter as competitive loan pricing pressures intensify.
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The case for & against

Bull & Bear analysis

Bullish

Trustmark Corporation (NASDAQ: TRMK) is a reputable financial services holding company based in Jackson, Mississippi, with a primary focus on commercial and consumer banking, wealth management, and insurance services. Positioned in key growth markets across the Southeastern U.S., Trustmark emphasizes enhancing shareholder value through a disciplined approach to operational efficiency and organic growth amidst evolving competitive landscapes.

Bull says

  • ↑Q1 net income of $56.1M (EPS $0.95) reflects stable profitability.
  • ↑Loans up $636.5M (4.8% YoY) and deposits up $631.8M (4.2%).
  • ↑Net interest margin of 3.81% held steady despite competitive pressures.
  • ↑Bought back $20M shares in Q1 and plans $100M in 2026.
  • ↑High earnings yield and book-to-price ratio near 0.85 suggest undervaluation.
  • ↑Manageable leverage and positive momentum factors support further gains.

Bear says

  • ↓Growth may falter as competitive loan pricing pressures intensify.
  • ↓Non-interest expenses rose 5.5% YoY, risking margin erosion.
  • ↓Volatile rates could dent NIM by a few basis points.
  • ↓Institutional holdings remain low, signaling investor skepticism.
  • ↓Credit quality risks may force higher provisions amid volatility.
  • ↓Weak dividend yield and financial vulnerabilities dampen the outlook.

Investment themes with TRMK

High Dividend Yield↑ +0.32%

Companies paying above-average dividends

AVGO · JPM · XOM
Regional Banks↑ +0.50%

FLG · TCBI · ZION

Earnings Call · Q1 2026 · Mgmt. Guidance

Updated 05-01-2026bullish

Transcript signals

Bull points

  • we were really pleased with our ability to deploy nearly 20 million via share repurchase in the first quarter while supporting over $200 million of loans held for investment growth while maintaining our capital ratios, essentially very little change in our capital ratios on a linked quarter basis.
  • we feel good about that. You know, I think it also demonstrates our ability to deploy that amount of capital via share repurchase and support robust loan growth.
  • Our first quarter results reflect continued significant progress across the organization. Net income totaled $56.1 million, representing diluted EPS of 95 cents a share. This level of earnings resulted in a return on average assets of 1.2% and a return on average tangible equity of 12.58%.

Bear points

  • Non-interest expense in the first quarter totaled $132.2 million unchanged from the prior quarter and up $8.1 million year-over-year.
  • we do see a little lower spread today than we have at some points in the past as it relates to the CRE projects, regardless of which type you're talking about.
Read full transcript analysis ›