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Valley National Bancorp

Valley National Bancorp

VLY
$14.95USD↓-1.58%-0.24 today

MARKET CAP

8.3B

P/E (TTM)

13.5x

FWD P/E

10.5x

DAY RANGE

$15 – $15

52W RANGE

$9
$15

AI Summary

Stalk
StalkMedium

The stock is in a Stage 2 advance with clear higher highs and higher lows and strong support from rising EMAs, but price is extended and extremely overbought. A mid-June bearish engulfing (E Candle) and negative RSI divergence signal pullback risk. Favor deferred entry on a pullback into the rising EMAs (20/50) to improve the risk/reward profile.

  • ↑Q1 net income $164M, 28¢ EPS
  • ↑Loan book grew $700M (+5.5% ann.), C&I demand strong
  • ↓Profitability metrics weak, pressuring future margins
Full analysis →

The case for & against

Bull & Bear analysis

Bullish

Valley National Bancorp (NASDAQ: VLY) is a regional banking institution focused on providing a comprehensive range of financial services primarily in commercial and retail banking. The bank has a notable emphasis on relationship-oriented banking, operating in key markets across the Northeast and Southeast U.S. Valley National has distinct strategies aimed at expanding its deposit base, driving loan growth, and leveraging technology for operational enhancements, positioning itself as a strong contender in the evolving financial landscape.

Bull says

  • ↑Q1 net income $164M, 28¢ EPS
  • ↑Loan book grew $700M (+5.5% ann.), C&I demand strong
  • ↑Core deposits +$900M, NII to top of guidance
  • ↑$52M share buybacks and 9.74% dividend yield
  • ↑AI investments improving efficiency and customer service
  • ↑High earnings yield and strong book‐to‐price valuation

Bear says

  • ↓Profitability metrics weak, pressuring future margins
  • ↓High interest‐rate sensitivity risks NII compression
  • ↓Smaller asset base limits scale vs peers
  • ↓Low institutional ownership raises liquidity concerns
  • ↓CRE exposure poses credit and market risks

Investment themes with VLY

High Dividend Yield↑ +0.32%

Companies paying above-average dividends

AVGO · JPM · XOM
Regional Banks↑ +0.50%

FLG · TCBI · ZION

Earnings Call · Q1 2026 · Mgmt. Guidance

Updated 04-24-2026bullish

Transcript signals

Bull points

  • As a result of continued strong core deposit growth, solid loan demand in our markets, and a favorable yield curve backdrop, we believe that annual net interest income growth will trend towards the higher end of our previously provided range.
  • We anticipate that total deposit growth will be towards the high end of our 5% to 7% guidance range for the year.
  • We anticipate that loan growth for the year will be between the midpoint and high end of our previous 4% to 6% range.

Bear points

  • We do anticipate that we will still see a decline in the criticized throughout the year in noting, you know, we have the big decline in Q3 and Q4
  • your criticized and classified loans were up a little bit, driven by C&I's special mention loans.
Read full transcript analysis ›