Pagaya Technologies Ltd

PGY remains in a Stage 2 advancing medium-term structure with clear higher lows from the March bottom, but is currently pulling back beneath its short-term EMAs and overbought conditions warn against immediate entry. Execution is best deferred into the rising 50 DMA support zone on a shallow pullback, aligning with the speculative strategy’s preference for structural confirmation before participation.

• ↑Q1 revenue $318M, 10% YoY growth; Adjusted EBITDA $94M (29.6% margin).
• ↑Five straight profitable quarters; GAAP net income $25M confirms stability.
• ↓Leverage ratio elevated; debt management could strain cash flows if rates rise.