Lumida
/UVE
⌘K
Universal Insurance Holdings Inc

Universal Insurance Holdings Inc

UVE
$38.91USD+1.81%+0.69 today

MARKET CAP

1.1B

P/E (TTM)

5.8x

FWD P/E

8.6x

DAY RANGE

$38 – $39

52W RANGE

$22
$44

AI Summary

Stalk
TrimMedium

UVE remains entrenched in a Stage 4 decline with a clear lower‐high/lower‐low downtrend and price below its EMAs, confirming supply dominance. The medium‐term bias is bearish while the long‐term uptrend remains intact. Short‐term price is pulling back into the declining 9/20 EMA region as resistance. We recommend trimming exposure and waiting for a rally into those EMAs before re-engaging the bearish stance.

  • Adjusted ROE 38.5% and EPS $2.00 vs $1.47 estimate
  • Direct premiums written rose 8.5% YoY, with 36.9% non-Florida growth
  • Intense Florida competition could erode pricing and profit margins
Full analysis →
Insider Trades64 trades
DateSideTickerInsiderRoleSharesPriceMkt Cap52W High52W LowValue% ChgRuleAI View
Jun 11, 2026SellUVESean P DownesExecutive Chairman20,000$38.22$1.1B-11.49%+77.19%$764.3K-1.71%Sell Now
May 15, 2026SellUVESean P DownesExecutive Chairman20,000$38.73$1.1B-11.49%+77.19%$774.6K-0.85%Sell Now
Apr 29, 2026SellUVESean P DownesExecutive Chairman20,000$39.69$1.1B-11.49%+77.19%$793.8K-0.56%Sell Now
Mar 27, 2026SellUVEFrank WilcoxCFO610$33.67$1.1B-11.49%+77.19%$20.5K-0.44%Sell Now
Mar 27, 2026SellUVEKimberly D CamposCIO & CAO1,251$34.01$1.1B-11.49%+77.19%$42.5K-6.84%Sell Now
Mar 27, 2026SellUVESean P DownesExecutive Chairman6,875$33.93$1.1B-11.49%+77.19%$233.2K-0.28%Sell Now
Mar 27, 2026SellUVEStephen DonaghyCEO12,031$33.93$1.1B-11.49%+77.19%$408.2K-0.84%Sell Now
Mar 26, 2026SellUVEKimberly D CamposCIO & CAO879$33.84$1.1B-11.49%+77.19%$29.7K-10.59%Sell Now
Mar 25, 2026SellUVESean P DownesExecutive Chairman20,000$34.60$1.1B-11.49%+77.19%$692.1K-1.63%Sell Now
Mar 19, 2026SellUVEKimberly D CamposCIO & CAO284$32.89$1.1B-11.49%+77.19%$9.3K-2.60%Sell Now
Mar 19, 2026SellUVEFrank WilcoxCFO567$32.89$1.1B-11.49%+77.19%$18.6K-0.41%Sell Now
Mar 19, 2026SellUVESean P DownesExecutive Chairman5,034$32.89$1.1B-11.49%+77.19%$165.6K-0.40%Sell Now
Mar 19, 2026SellUVEStephen DonaghyCEO5,339$32.89$1.1B-11.49%+77.19%$175.6K-0.73%Sell Now
Mar 3, 2026SellUVEKimberly D CamposCIO & CAO1,710$35.38$1.1B-11.49%+77.19%$60.5K-15.27%Sell Now
Feb 24, 2026SellUVESean P DownesExecutive Chairman6,863$30.23$1.1B-11.49%+77.19%$207.5K-0.56%Sell Now
Feb 24, 2026SellUVEStephen DonaghyCEO14,213$30.23$1.1B-11.49%+77.19%$429.7K-2.02%Sell Now
Dec 30, 2025SellUVESean P DownesExecutive Chairman75,000$33.73$1.1B-11.49%+77.19%$2.5M-0.60%Sell Now
Dec 29, 2025SellUVEStephen DonaghyCEO50,000$33.92$1.1B-11.49%+77.19%$1.7M-3.61%Sell Now
Dec 19, 2025SellUVEGary Lloyd RopieckiPrincipal Accounting Officer731$34.22$1.1B-11.49%+77.19%$25.0K-3.22%Sell Now
Dec 19, 2025SellUVESean P DownesExecutive Chairman20,000$33.82$1.1B-11.49%+77.19%$676.3K-1.58%Sell Now
Dec 16, 2025SellUVEKimberly D CamposCIO & CAO406$33.19$1.1B-11.49%+77.19%$13.5K-4.26%Sell Now
Dec 16, 2025SellUVEGary Lloyd RopieckiPrincipal Accounting Officer406$33.19$1.1B-11.49%+77.19%$13.5K-7.45%Sell Now
Dec 16, 2025SellUVEFrank WilcoxCFO812$33.19$1.1B-11.49%+77.19%$27.0K-0.61%Sell Now
Nov 25, 2025SellUVESean P DownesExecutive Chairman20,000$33.46$1.1B-11.49%+77.19%$669.1K-1.56%Sell Now
Oct 29, 2025SellUVESean P DownesExecutive Chairman20,000$31.40$1.1B-11.49%+77.19%$628.1K-1.53%Sell Now
Sep 4, 2025SellUVESean P DownesExecutive Chairman20,000$25.35$1.1B-11.49%+77.19%$507.0K-1.51%Sell Now
Aug 4, 2025SellUVESean P DownesExecutive Chairman20,000$23.19$1.1B-11.49%+77.19%$463.8K-1.49%Sell Now
Jul 23, 2025BuyUVESean P DownesExecutive Chairman1,234,075$20.63$1.1B-11.49%+77.19%$25.5M+2.40%Sell Now
Jun 12, 2025SellUVESean P DownesExecutive Chairman50,000$26.69$1.1B-11.49%+77.19%$1.3M-2.66%Sell Now
May 16, 2025SellUVESean P DownesExecutive Chairman20,000$26.34$1.1B-11.49%+77.19%$526.8K-2.06%Sell Now
Apr 30, 2025SellUVESean P DownesExecutive Chairman20,000$24.15$1.1B-11.49%+77.19%$483.1K-2.02%Sell Now
Mar 31, 2025SellUVESean P DownesExecutive Chairman3,592$23.70$1.1B-11.49%+77.19%$85.1K-0.36%Sell Now
Mar 31, 2025SellUVEStephen DonaghyCEO6,286$23.70$1.1B-11.49%+77.19%$149.0K-0.88%Sell Now
Mar 27, 2025SellUVEKimberly D CamposCIO & CAO305$22.85$1.1B-11.49%+77.19%$7.0K-2.47%Sell Now
Mar 27, 2025SellUVEFrank WilcoxCFO610$22.85$1.1B-11.49%+77.19%$13.9K-0.44%Sell Now
Mar 27, 2025SellUVESean P DownesExecutive Chairman3,283$22.85$1.1B-11.49%+77.19%$75.0K-0.32%Sell Now
Mar 27, 2025SellUVEStephen DonaghyCEO5,745$22.85$1.1B-11.49%+77.19%$131.3K-0.77%Sell Now
Feb 28, 2025SellUVESean P DownesExecutive Chairman20,000$22.08$1.1B-11.49%+77.19%$441.6K-1.98%Sell Now
Feb 21, 2025SellUVESean P DownesExecutive Chairman16,137$19.96$1.1B-11.49%+77.19%$322.1K-1.57%Sell Now
Feb 21, 2025SellUVEStephen DonaghyCEO24,210$19.96$1.1B-11.49%+77.19%$483.2K-3.33%Sell Now
Jan 14, 2025SellUVEStephen DonaghyCEO14,000$19.25$1.1B-11.49%+77.19%$269.5K-2.06%Sell Now
Dec 27, 2024SellUVESean P DownesExecutive Chairman56,498$18.15$1.1B-11.49%+77.19%$1.0M-2.72%Sell Now
Dec 19, 2024SellUVEGary Lloyd RopieckiPrincipal Accounting Officer406$20.59$1.1B-11.49%+77.19%$8.4K-4.42%Sell Now
Dec 17, 2024SellUVEKimberly D CamposCIO & CAO406$21.13$1.1B-11.49%+77.19%$8.6K-4.51%Sell Now
Dec 17, 2024SellUVEGary Lloyd RopieckiPrincipal Accounting Officer406$21.13$1.1B-11.49%+77.19%$8.6K-8.84%Sell Now
Dec 17, 2024SellUVEFrank WilcoxCFO812$21.13$1.1B-11.49%+77.19%$17.2K-0.61%Sell Now
Dec 16, 2024SellUVEKimberly D CamposCIO & CAO406$21.13$1.1B-11.49%+77.19%$8.6K-4.32%Sell Now
Dec 16, 2024SellUVEGary Lloyd RopieckiPrincipal Accounting Officer406$21.13$1.1B-11.49%+77.19%$8.6K-8.12%Sell Now
Dec 16, 2024SellUVEFrank WilcoxCFO812$21.13$1.1B-11.49%+77.19%$17.2K-0.61%Sell Now
Dec 16, 2024SellUVESean P DownesExecutive Chairman5,380$21.13$1.1B-11.49%+77.19%$113.7K-0.51%Sell Now
Nov 15, 2024SellUVESean P DownesExecutive Chairman15,064$22.46$1.1B-11.49%+77.19%$338.4K-1.42%Sell Now
Oct 31, 2024SellUVESean P DownesExecutive Chairman20,000$20.21$1.1B-11.49%+77.19%$404.2K-1.85%Sell Now
Sep 19, 2024SellUVESean P DownesExecutive Chairman20,000$22.47$1.1B-11.49%+77.19%$449.4K-1.81%Sell Now
Aug 29, 2024SellUVESean P DownesExecutive Chairman20,000$21.25$1.1B-11.49%+77.19%$425.1K-1.78%Sell Now
Jul 31, 2024SellUVESean P DownesExecutive Chairman20,000$20.00$1.1B-11.49%+77.19%$400.1K-1.75%Sell Now
Jun 14, 2024SellUVESean P DownesExecutive Chairman20,000$18.31$1.1B-11.49%+77.19%$366.3K-1.72%Sell Now
May 2, 2024SellUVESean P DownesExecutive Chairman20,000$19.72$1.1B-11.49%+77.19%$394.4K-1.69%Sell Now
Mar 7, 2024SellUVESean P DownesExecutive Chairman20,000$19.53$1.1B-11.49%+77.19%$390.6K-1.65%Sell Now
Jan 12, 2024SellUVEStephen DonaghyCEO11,000$16.49$1.1B-11.49%+77.19%$181.4K-0.78%Sell Now
Dec 29, 2023SellUVESean P DownesExecutive Chairman40,529$15.98$1.1B-11.49%+77.19%$647.7K-3.24%Sell Now
Dec 22, 2023SellUVESean P DownesExecutive Chairman20,000$16.60$1.1B-11.49%+77.19%$332.0K-1.57%Sell Now
Nov 3, 2023SellUVESean P DownesExecutive Chairman20,000$16.13$1.1B-11.49%+77.19%$322.6K-1.53%Sell Now
Sep 6, 2023BuyUVEStephen DonaghyCEO5,000$12.07$1.1B-11.49%+77.19%$60.4K+0.71%Sell Now
Aug 4, 2023SellUVESean P DownesExecutive Chairman20,000$14.60$1.1B-11.49%+77.19%$292.0K-1.51%Sell Now