Lumida
/VEL
⌘K
Velocity Financial Inc

Velocity Financial Inc

VEL
$17.50USD-1.24%-0.22 today

MARKET CAP

687.0M

P/E (TTM)

5.8x

FWD P/E

6.2x

DAY RANGE

$17 – $18

52W RANGE

$16
$21

AI Summary

Stalk
Sell NowMedium

The asset remains in a persistent Stage 4 decline, trading below its short- and intermediate-term EMAs with clear lower highs and lower lows. Price is consolidating just under the 9/20 EMA confluence with neutral RSI, indicating lack of support. The medium-term directional bias is bearish, and short-term conditions favor immediate selling on any retest of EMA resistance. Execution focus is selling into the EMA zone with a rejection-based approach.

  • Loan production surged 49% YoY to $2.7B in 2025.
  • Pre-tax ROE at 26% alongside a consistent 3.56% NIM.
  • Interest‐rate sensitivity threatens stability of 3.56% NIM.
Full analysis →
Insider Trades85 trades
DateSideTickerInsiderRoleSharesPriceMkt Cap52W High52W LowValue% ChgRuleAI View
Jul 7, 2026SellVELFiona TamChief Accounting Officer68$19.00$687.0M-18.21%+8.09%$1.3K-0.14%10b5-1Sell Now
Jul 7, 2026SellVELJeffrey T. TaylorExecutive VP, Capital Markets2,165$19.00$687.0M-18.21%+8.09%$41.1K-1.21%10b5-1Sell Now
Jul 1, 2026SellVELRoland Thomas KellyChief Legal Officer and GC1,600$18.57$687.0M-18.21%+8.09%$29.7K-1.60%Sell Now
Jun 26, 2026SellVELMark R SzczepaniakChief Financial Officer1,573$18.07$687.0M-18.21%+8.09%$28.4K-2.25%Sell Now
May 1, 2026SellVELMark R SzczepaniakChief Financial Officer1,573$19.30$687.0M-18.21%+8.09%$30.4K-2.20%Sell Now
Apr 17, 2026SellVELJeffrey T. TaylorExecutive VP, Capital Markets2,130$20.00$687.0M-18.21%+8.09%$42.6K-1.18%Sell Now
Apr 1, 2026SellVELMark R SzczepaniakChief Financial Officer1,573$18.13$687.0M-18.21%+8.09%$28.5K-2.15%Sell Now
Mar 30, 2026SellVELRoland Thomas KellyChief Legal Officer and GC14,840$18.04$687.0M-18.21%+8.09%$267.8K-6.95%Sell Now
Mar 17, 2026SellVELRoland Thomas KellyChief Legal Officer and GC5,160$18.06$687.0M-18.21%+8.09%$93.2K-4.33%Sell Now
Mar 2, 2026SellVELMark R SzczepaniakChief Financial Officer1,573$18.32$687.0M-18.21%+8.09%$28.8K-2.11%Sell Now
Feb 2, 2026SellVELMark R SzczepaniakChief Financial Officer1,573$20.53$687.0M-18.21%+8.09%$32.3K-2.06%Sell Now
Feb 2, 2026SellVELJeffrey T. TaylorExecutive VP, Capital Markets1,772$20.33$687.0M-18.21%+8.09%$36.0K-0.97%Sell Now
Jan 28, 2026SellVELFiona TamChief Accounting Officer4,251$20.22$687.0M-18.21%+8.09%$86.0K-8.07%Sell Now
Jan 28, 2026SellVELRoland Thomas KellyChief Legal Officer and GC16,170$20.22$687.0M-18.21%+8.09%$327.0K-11.96%Sell Now
Jan 28, 2026SellVELJeffrey T. TaylorExecutive VP, Capital Markets18,575$20.22$687.0M-18.21%+8.09%$375.6K-9.22%Sell Now
Jan 28, 2026SellVELMark R SzczepaniakChief Financial Officer23,540$20.22$687.0M-18.21%+8.09%$476.0K-23.59%Sell Now
Jan 28, 2026SellVELChristopher D. FarrarChief Executive Officer64,705$20.22$687.0M-18.21%+8.09%$1.3M-9.30%Sell Now
Jan 26, 2026SellVELJeffrey T. TaylorExecutive VP, Capital Markets1,770$20.00$687.0M-18.21%+8.09%$35.4K-0.95%Sell Now
Jan 23, 2026SellVELFiona TamChief Accounting Officer453$19.39$687.0M-18.21%+8.09%$8.8K-0.94%Sell Now
Jan 23, 2026SellVELRoland Thomas KellyChief Legal Officer and GC1,416$19.39$687.0M-18.21%+8.09%$27.5K-1.13%Sell Now
Jan 23, 2026SellVELJeffrey T. TaylorExecutive VP, Capital Markets4,140$19.39$687.0M-18.21%+8.09%$80.3K-2.18%Sell Now
Jan 23, 2026SellVELMark R SzczepaniakChief Financial Officer4,329$19.39$687.0M-18.21%+8.09%$83.9K-7.12%Sell Now
Jan 23, 2026SellVELChristopher D. FarrarChief Executive Officer23,171$19.39$687.0M-18.21%+8.09%$449.3K-4.02%Sell Now
Jan 21, 2026SellVELFiona TamChief Accounting Officer541$19.53$687.0M-18.21%+8.09%$10.6K-1.11%Sell Now
Jan 21, 2026SellVELRoland Thomas KellyChief Legal Officer and GC1,752$19.53$687.0M-18.21%+8.09%$34.2K-1.38%Sell Now
Jan 21, 2026SellVELMark R SzczepaniakChief Financial Officer3,374$19.53$687.0M-18.21%+8.09%$65.9K-6.01%Sell Now
Jan 21, 2026SellVELJeffrey T. TaylorExecutive VP, Capital Markets3,430$19.53$687.0M-18.21%+8.09%$67.0K-1.77%Sell Now
Jan 21, 2026SellVELChristopher D. FarrarChief Executive Officer25,681$19.53$687.0M-18.21%+8.09%$501.5K-4.55%Sell Now
Jan 15, 2026SellVELMark R SzczepaniakChief Financial Officer1,573$19.51$687.0M-18.21%+8.09%$30.7K-3.05%Sell Now
Jan 15, 2026BuyVELFiona TamChief Accounting Officer6,122$19.60$687.0M-18.21%+8.09%$120.0K+6.91%Sell Now
Jan 15, 2026BuyVELRoland Thomas KellyChief Legal Officer and GC28,060$19.60$687.0M-18.21%+8.09%$550.0K+13.25%Sell Now
Jan 15, 2026BuyVELMark R SzczepaniakChief Financial Officer38,264$19.60$687.0M-18.21%+8.09%$750.0K+17.59%Sell Now
Jan 15, 2026BuyVELJeffrey T. TaylorExecutive VP, Capital Markets38,264$19.60$687.0M-18.21%+8.09%$750.0K+11.61%Sell Now
Jan 15, 2026BuyVELChristopher D. FarrarChief Executive Officer178,570$19.60$687.0M-18.21%+8.09%$3.5M+22.87%Sell Now
Jan 13, 2026SellVELFiona TamChief Accounting Officer681$18.70$687.0M-18.21%+8.09%$12.7K-1.57%Sell Now
Jan 13, 2026SellVELRoland Thomas KellyChief Legal Officer and GC2,109$18.70$687.0M-18.21%+8.09%$39.4K-2.09%Sell Now
Jan 13, 2026SellVELJeffrey T. TaylorExecutive VP, Capital Markets3,459$18.70$687.0M-18.21%+8.09%$64.7K-2.18%Sell Now
Jan 13, 2026SellVELMark R SzczepaniakChief Financial Officer4,255$18.70$687.0M-18.21%+8.09%$79.6K-4.11%Sell Now
Jan 13, 2026SellVELChristopher D. FarrarChief Executive Officer8,854$18.70$687.0M-18.21%+8.09%$165.6K-2.50%Sell Now
Dec 31, 2025SellVELJeffrey T. TaylorExecutive VP, Capital Markets3,049$20.13$687.0M-18.21%+8.09%$61.4K-1.89%Sell Now
Dec 16, 2025SellVELJeffrey T. TaylorExecutive VP, Capital Markets7,571$20.03$687.0M-18.21%+8.09%$151.6K-4.47%Sell Now
Dec 2, 2025SellVELRoland Thomas KellyChief Legal Officer and GC6,655$19.38$687.0M-18.21%+8.09%$129.0K-6.18%Sell Now
Dec 1, 2025SellVELMark R SzczepaniakChief Financial Officer1,572$19.34$687.0M-18.21%+8.09%$30.4K-3.24%Sell Now
Dec 1, 2025SellVELMark R SzczepaniakChief Financial Officer1,572$19.34$687.0M-18.21%+8.09%$30.4K-3.24%Sell Now
Nov 3, 2025SellVELMark R SzczepaniakChief Financial Officer1,572$18.50$687.0M-18.21%+8.09%$29.1K-3.14%Sell Now
Oct 1, 2025SellVELMark R SzczepaniakChief Financial Officer1,572$18.05$687.0M-18.21%+8.09%$28.4K-3.04%Sell Now
Sep 2, 2025SellVELMark R SzczepaniakChief Financial Officer1,572$18.85$687.0M-18.21%+8.09%$29.6K-2.95%Sell Now
Aug 12, 2025SellVELMark R SzczepaniakChief Financial Officer1,572$18.00$687.0M-18.21%+8.09%$28.3K-2.87%Sell Now
Jul 1, 2025SellVELMark R SzczepaniakChief Financial Officer1,572$18.44$687.0M-18.21%+8.09%$29.0K-2.79%Sell Now
Feb 14, 2025SellVELFiona TamChief Accounting Officer638$18.56$687.0M-18.21%+8.09%$11.8K-1.45%Sell Now
Feb 14, 2025SellVELRoland Thomas KellyChief Legal Officer and GC1,205$18.56$687.0M-18.21%+8.09%$22.4K-1.12%Sell Now
Feb 14, 2025SellVELMark R SzczepaniakChief Financial Officer2,678$18.56$687.0M-18.21%+8.09%$49.7K-1.62%Sell Now
Feb 14, 2025SellVELJeffrey T. TaylorExecutive VP, Capital Markets2,872$18.56$687.0M-18.21%+8.09%$53.3K-1.67%Sell Now
Feb 14, 2025SellVELChristopher D. FarrarChief Executive Officer5,367$18.56$687.0M-18.21%+8.09%$99.6K-0.77%Sell Now
Jan 23, 2025SellVELFiona TamChief Accounting Officer543$18.42$687.0M-18.21%+8.09%$10.0K-1.22%Sell Now
Jan 23, 2025SellVELRoland Thomas KellyChief Legal Officer and GC2,113$18.42$687.0M-18.21%+8.09%$38.9K-1.93%Sell Now
Jan 23, 2025SellVELJeffrey T. TaylorExecutive VP, Capital Markets4,065$18.42$687.0M-18.21%+8.09%$74.9K-2.31%Sell Now
Jan 23, 2025SellVELMark R SzczepaniakChief Financial Officer4,321$18.42$687.0M-18.21%+8.09%$79.6K-2.54%Sell Now
Jan 21, 2025SellVELFiona TamChief Accounting Officer3,564$18.82$687.0M-18.21%+8.09%$67.1K-7.40%Sell Now
Jan 21, 2025BuyVELFiona TamChief Accounting Officer6,376$18.82$687.0M-18.21%+8.09%$120.0K+8.04%Sell Now
Jan 21, 2025SellVELRoland Thomas KellyChief Legal Officer and GC7,370$18.82$687.0M-18.21%+8.09%$138.7K-6.29%Sell Now
Jan 21, 2025SellVELMark R SzczepaniakChief Financial Officer16,177$18.82$687.0M-18.21%+8.09%$304.5K-8.70%Sell Now
Jan 21, 2025SellVELJeffrey T. TaylorExecutive VP, Capital Markets16,583$18.82$687.0M-18.21%+8.09%$312.1K-8.60%Sell Now
Jan 21, 2025BuyVELRoland Thomas KellyChief Legal Officer and GC26,566$18.82$687.0M-18.21%+8.09%$500.0K+14.69%Sell Now
Jan 21, 2025BuyVELJeffrey T. TaylorExecutive VP, Capital Markets37,194$18.82$687.0M-18.21%+8.09%$700.0K+12.40%Sell Now
Jan 21, 2025BuyVELMark R SzczepaniakChief Financial Officer37,194$18.82$687.0M-18.21%+8.09%$700.0K+13.00%Sell Now
Jan 21, 2025BuyVELChristopher D. FarrarChief Executive Officer154,090$18.82$687.0M-18.21%+8.09%$2.9M+14.31%Sell Now
Jan 13, 2025SellVELFiona TamChief Accounting Officer742$18.72$687.0M-18.21%+8.09%$13.9K-1.91%Sell Now
Jan 13, 2025SellVELFiona TamChief Accounting Officer916$18.72$687.0M-18.21%+8.09%$17.1K-2.36%Sell Now
Jan 13, 2025SellVELRoland Thomas KellyChief Legal Officer and GC3,013$18.72$687.0M-18.21%+8.09%$56.4K-3.47%Sell Now
Jan 13, 2025SellVELJeffrey T. TaylorExecutive VP, Capital Markets3,343$18.72$687.0M-18.21%+8.09%$62.6K-2.32%Sell Now
Jan 13, 2025SellVELMark R SzczepaniakChief Financial Officer4,270$18.72$687.0M-18.21%+8.09%$79.9K-3.09%Sell Now
Feb 14, 2024SellVELFiona TamChief Accounting Officer575$16.01$687.0M-18.21%+8.09%$9.2K-1.46%Sell Now
Feb 14, 2024SellVELRoland Thomas KellyChief Legal Officer and GC1,203$16.01$687.0M-18.21%+8.09%$19.3K-1.39%Sell Now
Feb 14, 2024SellVELMark R SzczepaniakChief Financial Officer2,673$16.01$687.0M-18.21%+8.09%$42.8K-1.90%Sell Now
Feb 14, 2024SellVELJeffrey T. TaylorExecutive VP, Capital Markets2,859$16.01$687.0M-18.21%+8.09%$45.8K-1.95%Sell Now
Jan 23, 2024BuyVELFiona TamChief Accounting Officer7,566$15.86$687.0M-18.21%+8.09%$120.0K+11.23%Sell Now
Jan 23, 2024BuyVELRoland Thomas KellyChief Legal Officer and GC23,668$15.86$687.0M-18.21%+8.09%$375.4K+17.22%Sell Now
Jan 23, 2024BuyVELJeffrey T. TaylorExecutive VP, Capital Markets44,686$15.86$687.0M-18.21%+8.09%$708.7K+19.72%Sell Now
Jan 23, 2024BuyVELMark R SzczepaniakChief Financial Officer48,410$15.86$687.0M-18.21%+8.09%$767.8K+23.18%Sell Now
Jan 23, 2024BuyVELChristopher D. FarrarChief Executive Officer139,028$15.86$687.0M-18.21%+8.09%$2.2M+12.06%Sell Now
Jan 13, 2024SellVELFiona TamChief Accounting Officer4,466$16.02$687.0M-18.21%+8.09%$71.5K-6.23%Sell Now
Jan 13, 2024SellVELRoland Thomas KellyChief Legal Officer and GC8,534$16.02$687.0M-18.21%+8.09%$136.7K-6.10%Sell Now
Jan 13, 2024SellVELJeffrey T. TaylorExecutive VP, Capital Markets14,233$16.02$687.0M-18.21%+8.09%$228.0K-6.20%Sell Now
Jan 13, 2024SellVELMark R SzczepaniakChief Financial Officer14,927$16.02$687.0M-18.21%+8.09%$239.1K-7.10%Sell Now